Privacy Policy

This Privacy Policy explains how FinPress Communications Inc. Corporation (“FinancialPress,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information in connection with the websites, applications, application programming interfaces, and related services we operate (the “Platform” or the “Services”). It applies to Visitors who browse the Platform and to Members who hold accounts, as those terms are defined in the FinancialPress Terms of Service. It does not apply to information handled by third parties who operate their own services, including advertisers, linked websites, and market-data providers, whose practices are governed by their own policies.

“Personal information” means information that identifies, relates to, or could reasonably be linked with a particular individual. This Policy is incorporated into the Terms of Service, and terms defined there have the same meaning here. Where other Policies address a subject in greater detail, such as the Moderation and Enforcement Policy for enforcement records, those Policies provide additional context.

We collect information in three ways: information you provide, information generated through your use of the Platform, and information we receive from third parties.

Account information.

When you register, we collect information such as your name or chosen display name, email address, and, where required for participation, a mobile telephone number. We collect authentication information used to secure your account. If you communicate with us, we collect the contents of those communications.

Public profile information.

Members maintain public profiles. Information you choose to include, such as a display name, biography, areas of coverage, professional background you elect to show, and your contribution history, is public by design and is visible to Visitors, Members, and the general public, as described in Section 4.

User Content.

We collect the research, analysis, opinions, commentary, symbols, references, disclosures, and other material you publish or transmit, together with associated metadata such as timestamps, tagged symbols and topics, and relationships between posts. Content you publish publicly is treated as described in Section 4.

Identity verification information.

Certain features require verification that you are a real, unique human, and certain future features may require verification of additional attributes such as jurisdiction or eligibility to participate in particular categories. Verification is generally performed by third-party providers. Where a provider verifies you, we typically retain the outcome of verification and an opaque reference supplied by the provider rather than the underlying identity documents or biometric data, which remain with the provider under its own terms. We collect only the verification information reasonably necessary for security, eligibility, and legal compliance.

Device, usage, and log information.

We automatically collect information about how you access the Platform, including IP address, device and browser characteristics, general location inferred from network information, pages and Content viewed, referring and exit points, and interaction events. We use this information to operate and secure the Services and to detect and prevent abuse.

Cookies and similar technologies.

We and our service providers use cookies, local storage, and similar technologies to keep you signed in, remember preferences, measure performance, and protect the Platform, as described in Section 6.

Reputation-event data.

The Reputation System records signals that the community produces through the Platform, such as endorsements, engagement, reports, and enforcement outcomes, together with the account, content, and time to which each signal relates. This data is processed to compute and explain reputation and to protect the Platform against manipulation. We do not treat the Reputation Score as a measure of the accuracy of any market view.

AI-moderation and enforcement records.

When Content or conduct is reviewed, whether through automated, artificial-intelligence-assisted review or human review, we generate records of the review, including reports received, signals considered, decisions made, labels or restrictions applied, and the reasons for them. These records support enforcement, appeals, quality assurance, training of our moderation systems, and legal compliance.

Explainability records.

The Platform can describe, in general and human-readable terms, why particular Content is surfaced or why standing has changed. We retain the underlying inputs that generate these explanations so that we can provide them to you and improve their accuracy. Explainability describes principles and general factors and does not expose proprietary methods, weightings, or formulas.

Information from third parties.

We receive information from verification providers, security and anti-fraud providers, analytics providers, and, where you choose to connect them, third-party services. We may combine this information with information we already hold.

We use personal information to provide, operate, secure, and improve the Platform, including to create and manage accounts, authenticate Members, verify identity and eligibility, publish and organize Content, compute and explain reputation and visibility, and deliver features you request. We use it to detect, investigate, and prevent spam, fraud, manipulation, coordinated abuse, security incidents, and other violations of the Terms and Policies. We use it to respond to reports and appeals, to communicate with you about the Services and important notices, and to develop, test, and improve our systems, including our moderation systems. We use it to comply with legal obligations and to establish, exercise, or defend legal claims. Where we rely on consent, such as for certain future commercial features, we use the information only for the purpose consented to and honor your withdrawal of consent.

The Platform is substantially public. Your public profile, your published Content, your contribution history, and community signals that appear on your profile or on Content may be viewed by anyone, indexed by search engines, and copied or referenced by others. You should not publish anything you expect to remain private.

We also produce aggregated and deidentified information that does not identify any individual, such as sector-level or symbol-level trends and general measures of platform activity. We may use and disclose aggregated and deidentified information for any lawful purpose, and we do not attempt to re-identify it. Any future intelligence or analytics products are built only from aggregated, deidentified, minimum-cohort information and do not expose individual reputation values, private account data, or the internal workings of the Reputation System.

We do not sell your personal information in the ordinary sense of exchanging it for money. We disclose personal information only as follows.

Service providers.

We share information with vendors who process it on our behalf under contract, including providers of hosting and infrastructure, identity verification, security and anti-fraud, communications and email delivery, analytics, and customer support. These providers may use the information only to perform services for us.

Other Users and the public.

Information you make public, as described in Section 4, is disclosed by design.

Legal, safety, and compliance.

We may disclose information when we believe in good faith that disclosure is necessary to comply with a law, regulation, legal process, or governmental request; to enforce the Terms and Policies; to detect, prevent, or address fraud, security, or technical issues; or to protect the rights, property, or safety of FinancialPress, our Users, or the public. Our handling of governmental and legal requests is described further in the Moderation and Enforcement Policy.

Business transfers.

If FinancialPress is involved in a merger, acquisition, financing, reorganization, or sale of assets, information may be transferred as part of that transaction, subject to the commitments in this Policy.

With your direction.

We share information with third parties when you direct us to, such as when you connect a third-party service.

We use strictly necessary cookies to operate and secure the Platform, and we use functional and analytics technologies to remember preferences and understand how the Services are used. You can control cookies through your browser settings, though disabling some cookies may affect functionality.

The private beta Platform does not run a third-party advertising marketplace. If and when we introduce advertising or sponsored content, we will do so consistent with the Third-Party Advertising and Sponsored Content Disclosure and this Policy. Any advertising we introduce will be organized around general audience segments, such as sector affinity, topic, reputation band, and broad geography, and will not use individual behavioral profiling that would feed back into the Reputation System. We will provide applicable choices, including any legally required opt-outs of targeted advertising, at the time such features launch.

You can review and update your account and profile information, control certain notification and cookie preferences, and delete your Content and your account as described in Section 10. Depending on where you live, you may have additional rights.

U.S. state privacy rights.

Residents of California, Colorado, Connecticut, Virginia, Utah, and other states with comprehensive privacy laws may have the right to access the personal information we hold about them, to request correction or deletion, to obtain a portable copy, to opt out of targeted advertising, the sale of personal information, or certain profiling, and to be free from discrimination for exercising these rights. To the extent any of our processing constitutes a sale or sharing of personal information as those terms are defined by state law, we will honor opt-out requests, including recognized opt-out preference signals where required.

California residents.

California residents have the rights described above under the California Consumer Privacy Act, as amended, including the right to know the categories and specific pieces of personal information collected, the categories of sources, the business purposes for collection, and the categories of recipients. We do not knowingly sell or share the personal information of any individual under 16 years of age, and the Platform is limited to individuals 18 and older.

Individuals in the EEA and UK.

Where our processing is subject to European data-protection law, our legal bases are the performance of our contract with you, our legitimate interests in operating and securing the Platform, compliance with legal obligations, and your consent where applicable. You may have rights of access, rectification, erasure, restriction, portability, and objection, and the right to lodge a complaint with a supervisory authority. Our lawful basis for combating abuse and protecting the Platform is our legitimate interest in maintaining a trustworthy environment.

How to exercise rights.

You may submit a request through your account settings or by contacting us at privacy@financialpress.com. We will verify your request as required by law before acting on it, and we will not discriminate against you for exercising your rights. You may use an authorized agent where the law permits.

We retain personal information for as long as needed to provide the Services and for the purposes described in this Policy, and thereafter as necessary to comply with legal obligations, resolve disputes, prevent abuse and re-registration by banned Users, and enforce our agreements. Public Content and reputation and enforcement records may be retained after account closure to preserve the integrity of the public record, to maintain the accuracy and manipulation-resistance of the Reputation System, and to meet legal and audit obligations. Verification outcomes and related records are retained for the period required for security and compliance. When information is no longer required, we delete it or deidentify it.

We maintain administrative, technical, and organizational safeguards designed to protect personal information against loss, misuse, and unauthorized access, disclosure, or alteration. These include access controls, encryption in transit, network and application security measures, and separation of sensitive identity information from the operational records of the Platform. No system is perfectly secure, and we cannot guarantee the security of information transmitted to or from the Platform. You are responsible for safeguarding your credentials and for notifying us promptly of any suspected compromise, as described in the Terms of Service.

You may delete your account at any time through your account settings or by contacting privacy@financialpress.com. When you delete your account, we deactivate it and begin deleting or deidentifying personal information associated with it, subject to the retention provisions of Section 8. We also transmit deletion instructions to the service providers that process your information on our behalf, so that your deletion request propagates to those providers consistent with their contractual obligations to us.

Certain information may persist after deletion. Content you shared publicly may have been quoted, referenced, or redistributed by others and may remain in those derivative locations. Aggregated and deidentified information, records we are required to keep by law, and records necessary to prevent fraud, abuse, or prohibited re-registration may be retained. Where Content contributed to the public record or to reputation and enforcement history, we may retain a record of it in a form appropriate to those purposes.

FinancialPress is based in the United States, and we process information in the United States and in other countries where we or our service providers operate. Laws in those countries may differ from those in your country. Where required, we implement appropriate safeguards for cross-border transfers, such as standard contractual clauses, and you may contact us for more information about those safeguards.

The Platform is intended only for individuals 18 years of age and older. We do not knowingly collect personal information from children. If we learn that we have collected personal information from a person under 18, we will delete it and close any associated account.

We may update this Policy from time to time. When we make material changes, we will provide reasonable notice, such as by posting the updated Policy with a revised effective date or by notifying Members through the Platform. Your continued use of the Platform after an update takes effect constitutes acceptance of the updated Policy.

Questions about this Policy or our privacy practices may be directed to: